waypointjobs

Visa

Staff SW Engineer

bellevue, WA

Check who can apply and the requirements below before continuing.

About this opportunity

Visa lists this Staff SW Engineer opportunity in bellevue, Washington. Review the employer’s description below for duties, qualifications and application requirements.

Job description

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.

Job Description

The Staff Software Engineer is a senior technical leader responsible for designing, building, and evolving secure,scalable solutions for Visa's Acceptance Solutions platform, focusing on transaction processingplatforms. This hands-on role (60-75% coding) provides technical direction across architecture, API strategy, integration patterns, and engineering standards whileleveragingGenerative AI and agentic AI to improve productivity and quality.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

5+ years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.

Proficiencyin modern programming languages (Java, Python, JavaScript, TypeScript, Go, or Kotlin).

Experience with system design, architecture, debugging, troubleshooting, and production support.

Ability to use AI-assisted tools (GitHub Copilot, ChatGPT, agentic AI) andestablishsafe AI practices.

Preferred Qualifications:

6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD.

Experience in software engineering, technology delivery, ora directly relatedfield.

Experience designing, building, and supporting APIs, web services, microservices, or enterprise integration services.

Experience in a technical leadership role (with or without direct reports).

Strong experience with API-first design, REST,OpenAPI, JSON, webhooks, and event-driven architecture.

Experience with cloud platforms (AWS, Azure, GCP), Docker, Kubernetes, and infrastructure as code.

Experience collaborating with cross-functional teams to deliver secure and scalable solutions.

Deep understanding of payment event processing and transaction lifecycle

Experience withPaymentsclearing and payment message formats

Expertisein event-driven architecture and event streaming platforms (Kafka)

Knowledge of payment capture processing and event enrichment

Experience building enterprise-scale distributed systems, APIs, or integration platforms.

Experience with event-driven architecture using Kafka, message queues, event streaming, or workflow orchestration.

Experience with authentication/authorization (OAuth 2.0, OpenID Connect, JWT, SAML,mTLS, IAM).

Experience with observability and reliability (Splunk, Datadog, Grafana,OpenTelemetry, SLOs).

Experience with automated testing, contract testing, performance testing, and API certification.

Experience in product development within regulated industries (fintech, payments, banking).

Experience implementing Generative AI, agentic AI workflows, RAG, or intelligent automation.

Experience mentoring engineers and driving engineering standards across teams.

Experience with PCI-DSS, SOX, or financial services compliance requirements.

Experience with file transfer protocols (SFTP) and batch processing

Understanding of payment network protocols (Visa, Mastercard, Amex)

Experience with event correlation and transaction matching

Knowledge of retry mechanisms, dead-letter queues, and event replay

Experience with data serialization formats (Avro,Protobuf, JSON)

Understanding ofexactly-onceprocessing and idempotency patterns

Information for US Applicants

For roles located in the US, the estimated salary range for this position is $134,500.00 to $ 214,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

Who can apply

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