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Blue Cross and Blue Shield of Massachusetts Inc.

Vice President, Underwriting

boston, MA

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About this opportunity

Blue Cross and Blue Shield of Massachusetts Inc. lists this Vice President, Underwriting opportunity in boston, Massachusetts. Review the employer’s description below for duties, qualifications and application requirements.

Job description

Role Overview

Ready to help us transform healthcare? Bring your true colours to blue. Reporting directly to the Chief Financial Officer, the Vice President of Underwriting will lead and oversee the underwriting function, ensuring strategic alignment with business goals and risk management objectives. The successful candidate will be a results‑oriented leader who can effectively lead underwriting teams to strategically support and manage risk effectively, develop and maintain underwriting guidelines, policies and procedures, and establish pricing models and methodologies based on risk assessment and market conditions. The successful candidate, who will lead a 60‑person team, will have proven experience in recruiting, managing, and mentoring highly effective, innovative and collaborative teams. The successful candidate will work closely and collaboratively with the Chief Financial Officer and key peer stakeholders across actuarial, treasury, finance, sales and legal departments to optimize risk selection and policy pricing strategies, while serving a wide range of internal clients including the Chief Executive Officer and other members of the executive team, business and functional unit leaders. This role requires a dynamic leader with proven expertise in underwriting strategy, team leadership and collaboration across organizational levels. This full-time role is eligible for our FLEX persona and candidates are expected to be in our Boston or Hingham office location on Tuesday and Wednesday each week at minimum.

Key Accountabilities for the role include:

Lead and oversee the underwriting process for individual and group health plans

Review complex medical applications, analyzing medical history, and assessing risk factors to determine coverage eligibility and premium levels

Ensure adherence to all state and federal regulation requirements regarding health insurance underwriting

Conduct and monitor audits to maintain underwriting quality and accuracy

Monitor industry trends and adapt underwriting practices to evolving regulations

Identify and address potential compliance issues

Partner closely with actuarial teams to assess risk and establish competitive pricing

Collaborate with sales teams to provide underwriting support that address customer needs and support growth initiatives

Communicate underwriting decisions effectively to brokers and policyholders

Key Competencies:

Shaping strategy: Ability to develop, manage and implement thoughtful underwriting strategies to achieve business goals, with a proven track record of providing strategic analysis and counsel to executive leaders in complex environments.

Execution-oriented: Demonstrated ability to execute effectively for high-impact and demonstrated outcomes.

Leading teams: Strong track record of leading, managing, and inspiring teams, including recruiting, developing, and retaining top talent.

Influencing collaboratively: Exceptional ability to influence and engage internal and external stakeholders.

This document is not an exhaustive list of all responsibilities, skills, duties, requirements, or working conditions associated with the job. Employees may be required to perform other job‑related duties.

What you Bring:

Strong commitment to the Company’s mission and values

Strong attention to detail and ability to deliver high-quality results

“Player‑coach” mindset, with the ability to balance strategic leadership with hands‑on support

Strong interpersonal skills to build healthy, collaborative, and trusting relationships across the Company.

Self‑motivated problem‑solver and a curious thinker

Strong executive presence with excellent communication and interpersonal skills

Education & Qualifications:

Bachelor’s degree required (healthcare, business, mathematics or statistics preferred)

10+ years in underwriting experience, with significant leadership roles

Deep expertise in health insurance underwriting principles and practices – particularly in medical, pharma and stop loss (FI and ASC)

Strong analytical skills and proficiency in underwriting tools and data analysis

Proven success in leading high‑performing teams in dynamic environments

Agile and nimble with an ability to thrive in a fast‑paced environment and meet deadlines

Healthcare experience is required

The Organization At Blue Cross Blue Shield of Massachusetts

At Blue Cross Blue Shield of Massachusetts ( our mission is to show up for everyone like they’re the only one. Our 4,000 associates deliver on that mission every day, guiding members to the exceptional care they deserve – affordably, equitably, and seamlessly.

Our vibrant culture is built on five core values: Be the Example, Be Kind, Be Curious, Be Courageous, and Be Community Focused, Always. We’re proud to have an inclusive culture where all associates feel valued, respected and empowered to contribute their unique perspectives, across all levels of the organization.

We’ve been recognized by Forbes and U.S. News & World Report as one of “America’s Best Employers.”

Headquartered in Boston for more than 87 years and managing approximately $10.3+ billion revenue from 2025, we’re a not‑for‑profit health plan that is committed to supporting our employer customers, community and more than three million members in Massachusetts and across the country.

We develop market‑leading benefit plans (medical, pharmacy, dental and vision) and key partnerships to help improve the affordability, accessibility and quality of care for every member.

In 2024, we were named one of the top health care plans in the nation by NCQA for quality and member experience.

We’re rated No. 1 among Massachusetts health plans by JD Power.

We innovate and lead the way on the most important issues in health care, including health equity, mental health, women’s health, and value‑based care.

We’re also one of the first plans in the nation to introduce pay‑for‑equity contracts to measure and improve equity outcomes, engaging every major health care organization in Massachusetts.

We’ve been recognized as one of the 50 most community‑minded companies in the nation by the Points Of Light Foundation for six years in a row and as the national “Health Care Sector Leader” in 2025.

We and our foundation invest more than $12 million annually in financial grants, volunteer hours, and in‑kind support to more than 460 non‑profits across our state.

Through our partnerships with civic and community leaders, we focus on overcoming immediate barriers to physical, mental, and emotional wellness, while working to dismantle their root causes.

We’re proud to support our employees’ engagement in the community as well.

In 2024, 85% of our employees participated in our corporate volunteering, contributing over 22,000 volunteer hours in support of nonprofit partners across Massachusetts.

Minimum Education Requirements: High school degree or equivalent required unless otherwise noted above

Location Boston

Time Type Full time

The job posting range is the lowest to highest salary we in good faith believe we would pay for this role at the time of this posting. We may ultimately pay more or less than the posted range, and the range may be modified in the future. An employee’s pay position within the salary range will be based on several factors including, but limited to, relevant education, qualifications, certifications, experience, skills, performance, shift, travel requirements, sales or revenue‑based metrics, and business or organizational needs and affordability. This job is also eligible for variable pay. We offer comprehensive package of benefits including paid time off, medical/dental/vision insurance, 401(k), and a suite of well‑being benefits to eligible employees.

Note: No amount of pay is considered to be wages or compensation until such amount is earned, vested, and determinable. The amount and availability of any bonus, commission, or any other form of compensation that are allocable to a particular employee remains in the Company’s sole discretion unless and until paid and may be modified at the Company’s sole discretion, consistent with the law.

Blue Cross Blue Shield of Massachusetts is an Equal Employment Employer - veterans/disability. Applicants are considered for all positions without regard to race, color, religion, sex, national origin, age, veteran status, disability, sexual orientation, gender identity or expression, or any other characteristics protected by law.

Blue Cross Blue Shield of Massachusetts will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with Blue Cross Blue Shield of Massachusetts's legal duty to furnish information.

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Worksite address

boston, MA, 02298, US

Who can apply

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