VP Commercial Credit Administration Manager

Job description

VP Commercial Credit Administration Manager

MountainOne Bank has an enduring commitment to the concept and practice of equal employment opportunity and affirmative action as well as to affirming the value of diversity and promoting a workplace free from discrimination. It is the policy of MountainOne Bank to provide equal employment opportunities without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, genetic information, age, disability, marital status, veteran status, or a person's relationship or association with a protected veteran, including spouses and other family members or any other protected characteristic under applicable law. This policy relates to all aspects of employment, including recruitment, selection, job assignment, training, compensation, benefits, discipline, promotion, transfer, the use of facilities, participation in all company sponsored employee activities, layoff, and termination processes. Provisions in applicable laws providing for bona fide occupational qualifications, business necessity or age limitations will be adhered to by the company where appropriate. Regular review helps ensure compliance with this policy.

MountainOne has retained Smith & Wilkinson to lead the search for a Vice President, Commercial Credit Administration Manager. This individual will provide leadership for the Commercial Credit Administration function while overseeing a growing team of Credit Analysts supporting an approximately $800M commercial loan portfolio. The portfolio consists primarily of Commercial Real Estate, Construction, and Commercial & Industrial lending throughout Eastern Massachusetts and the South Shore.

This search comes at an exciting time for the organization. Over the past year, MountainOne has invested heavily in strengthening its Commercial Credit team by adding experienced analysts, developing emerging talent, and positioning the department for continued growth. Rather than stepping into a turnaround situation, the successful candidate will inherit a stable, high-performing team and have the opportunity to shape its future while helping guide one of the Bank's most important functions.

The Vice President, Commercial Credit Administration Manager will oversee commercial underwriting activities, annual reviews, loan modifications, appraisal review, portfolio monitoring, credit administration systems, and regulatory compliance while mentoring and developing a team of Credit Analysts. The role carries independent commercial loan approval authority, serves as a key business partner to Commercial Lending, and plays an important role in maintaining the Bank's strong credit culture and risk management practices.

While strong technical credit experience is essential, MountainOne is equally focused on leadership. The ideal candidate will be an experienced commercial banking professional who enjoys coaching analysts, partnering with lenders, improving processes, and exercising sound judgment in balancing risk with business objectives. Success in this role requires someone who can work independently, prioritize effectively, communicate confidently, and foster collaboration across the Commercial Lending and Credit teams.

This is an exceptional opportunity for a collaborative commercial credit leader who enjoys developing people, influencing credit culture, and partnering with lending teams to support responsible growth. The successful candidate will bring a combination of deep commercial credit expertise, sound business judgment, strong leadership skills, and the ability to mentor a growing team while helping shape the future of MountainOne's Commercial Credit function during an exciting period of organizational growth.

Salary Range: $120,000 - $165,000 per year, based on experience

Position Requirements:

Bachelor's degree required in business of accounting or prior financial analysis experience.

Excellent verbal and written communication skills.

Ability to multitask and prioritize effectively.

Advanced critical thinking skills, with the ability to communicate and negotiate effectively.

Projects confidence and approachability.

Strong computer skills, proficient in Microsoft 365 products.

Solid interpersonal skills, ability to manage internal and external relationships.

5+ years of credit analysis experience or risk underwriting in the Banking industry, with the ability to work both commercial real estate and C&I credits.

A minimum of three years of supervisory experience.

Appraisal review experience.

Ability to prioritize and work under deadlines, detail oriented and accurate.

Ability to deal with and show discretion in confidential matters.

25% availability to travel outside of 25-mile radius.

Ability to sit, drive, bend, answer the phone and perform computer input.

Location: MOB Rockland

Full-Time/Part-Time: Full-Time

This position is currently accepting applications.

Worksite address

rockland, MA, 02370, US

Who can apply

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